生命冠军课程

Once you're here: Buying Insurance in Singapore Buying Insurance in SingaporeSome Common Plans:Life PoliciesThese typically cover you for major illnesses, death and permanent disability. Most also cover your medical bills if you are stricken by illness or hospitalised, taking the financial burden off your family or loved ones. Usually, major illnesses covered include cancer, heart attack, coma and others. You will also be covered if you are seriously disabled and unable to continue working. Such long-term policies also provide income after your retirement.Endowment Schemes and Investment-linked PlansThese often combine both savings and protection, and are particularly attractive for parents looking to put aside some money for their children in the future. Investment-linked plans usually make use of the premiums you pay to purchase life insurance protection and units in a fund administered by the insurance company.Health & Disability schemesHealth policies cover you in the event of a debilitating illness, tiding you over any expensive medical bills and loss of income. Usually, medical insurance is divided into Hospital and Surgical policies, and Hospital Benefits. The former covers expenses incurred in hospital, like X-rays and operations, while the latter supplements it by covering a pre-set amount per day for each day you are hospitalised (up to a certain number of days). Some companies also offer medical insurance plans that cover you when you are abroad.Life Insurance: A Basic PrimerLife Insurance is somewhat like writing as will - We think about it or talk about it every so often, but few of us actually do anything about it! Health InsuranceWhat pitfalls may await you, unless you look carefully into it.TravelTravel insurance typically covers you for death, permanent disability, medical expenses, personal liability, loss/theft/damage to baggage, personal effect, and travel delay incurred during the course of your business or leisure travel. Policy holders can also take out protection for immediate family members. Premiums could depend on your line of work.MotorThis type of insurance covers you for vehicle loss or damage caused by accident, fire or theft and windscreen damage. In addition, personal accident cover also includes medical expenses cover for you and your passengers if there is an accident. Third party cover will include death or injury to any third parties and damage to third party's vehicle or property.Home InsuranceProtects your home against fire, theft and other hazards. Basically, home insurance covers theft, expenses for removal of debris, malicious damage like vandalism, and hazards like fire, lightning, explosions and bursting of domestic water tanks. In addition, accidental deaths caused by thieves or fire are also covered.
Should you have any query on insurance or purchasing insurance, feel free to contact me.
如您有任何有关保险或购买保险的疑问，欢迎 与我联络. 我将尽我所能来帮助您。